:root{
    --blue:#4057E3;
    --blue-dark:#2C3FB0;
    --green:#31C67C;
    --teal:#006D67;
    --gray:#58595B;
    --pink:#BA3662;
    --yellow:#EECF4E;
    --white:#FFFFFF;
    --ink:#14161A;
    --line:#E7E8EC;
    --bg-soft:#F5F6FA;
  }
  html{ background:#FFFFFF; color-scheme:light; }
  *{box-sizing:border-box; margin:0; padding:0;}
  html{scroll-behavior:smooth;}
  body{
    background:#FFFFFF;
    min-height:100%;
    color:var(--ink);
    font-family:'Inter',sans-serif;
    -webkit-font-smoothing:antialiased;
    overflow-x:hidden;
    line-height:1.5;
  }
  h1,h2,h3,h4,.display{
    font-family:'Manrope',sans-serif;
    letter-spacing:-0.01em;
    color:var(--ink);
  }
  a{color:inherit; text-decoration:none;}
  img{display:block; max-width:100%;}
  .wrap{max-width:1140px; margin:0 auto; padding:0 28px;}
  section{position:relative;}

  ::selection{background:var(--yellow); color:var(--ink);}
  a:focus-visible, button:focus-visible{
    outline:3px solid var(--blue);
    outline-offset:3px;
    border-radius:6px;
  }

  @media (prefers-reduced-motion: reduce){
    *{animation-duration:0.001ms !important; transition-duration:0.001ms !important;}
  }

  /* NAV */
  nav{
    position:sticky; top:0; z-index:50;
    background:rgba(255,255,255,0.94);
    backdrop-filter:blur(10px);
    border-bottom:1px solid var(--line);
  }
  nav .wrap{
    display:flex; align-items:center; justify-content:space-between;
    height:88px;
  }
  .brand-logo{ height:48px; width:auto; }
  .nav-cta{
    background:var(--blue); color:var(--white);
    padding:12px 22px; border-radius:100px;
    font-weight:700; font-size:14px;
    white-space:nowrap;
    transition:background .15s ease, transform .15s ease;
  }
  .nav-cta:hover{background:var(--blue-dark); transform:translateY(-1px);}

  /* HERO */
  .hero{
    padding:56px 0 90px;
  }
  .hero-logo-badge{
    display:inline-flex;
    align-items:center;
    margin-bottom:32px;
  }
  .hero-logo-badge .brand-logo{ height:56px; }
  .hero-grid{
    display:grid;
    grid-template-columns:1.05fr 0.95fr;
    gap:56px;
    align-items:center;
  }
  .offer-pill{
    display:inline-flex; align-items:center; gap:8px;
    background:var(--bg-soft);
    border:1px solid var(--line);
    padding:8px 16px 8px 8px;
    border-radius:100px;
    font-size:13px; font-weight:700;
    color:var(--ink);
    margin-bottom:24px;
  }
  .offer-pill .badge{
    background:var(--yellow);
    color:var(--ink);
    font-weight:800;
    padding:3px 10px;
    border-radius:100px;
    font-size:12px;
  }
  .hero h1{
    font-size:clamp(32px, 4.6vw, 52px);
    font-weight:800;
    line-height:1.08;
    margin-bottom:22px;
    max-width:600px;
  }
  .hero h1 .hl{
    color:var(--blue);
  }
  .hero p.sub{
    font-size:18px;
    color:var(--gray);
    max-width:480px;
    margin-bottom:34px;
    line-height:1.6;
  }
  .btn-primary{
    background:var(--blue);
    color:var(--white);
    padding:17px 30px;
    border-radius:100px;
    font-weight:700;
    font-size:16px;
    display:inline-flex; align-items:center; gap:10px;
    transition:transform .15s ease, background .15s ease, box-shadow .15s ease;
    box-shadow:0 10px 24px rgba(64,87,227,0.22);
  }
  .btn-primary:hover{transform:translateY(-2px); background:var(--blue-dark);}
  .btn-primary svg{width:18px; height:18px;}

  .hero-note{
    margin-top:16px;
    font-size:13px;
    color:var(--gray);
  }

  /* SAVINGS CARD — signature element, built from brand's rounded-rectangle language */
  .savings-card{
    background:var(--bg-soft);
    border:1px solid var(--line);
    border-radius:24px;
    padding:32px;
  }
  .savings-head{
    display:flex; align-items:center; justify-content:space-between;
    margin-bottom:22px;
  }
  .savings-head .t{
    font-size:13px; font-weight:700;
    text-transform:uppercase; letter-spacing:0.06em;
    color:var(--gray);
  }
  .savings-head .amt{
    font-family:'Manrope',sans-serif;
    font-weight:800; font-size:15px;
    color:var(--teal);
  }
  .months-row{
    display:grid;
    grid-template-columns:repeat(3, 1fr);
    gap:12px;
    margin-bottom:20px;
  }
  .month-block{
    border-radius:16px;
    padding:18px 14px;
    text-align:center;
    color:var(--white);
  }
  .month-block:nth-child(1){background:var(--blue);}
  .month-block:nth-child(2){background:var(--teal);}
  .month-block:nth-child(3){background:var(--pink);}
  .month-block .m{font-size:12px; font-weight:700; opacity:0.85; text-transform:uppercase; letter-spacing:0.05em;}
  .month-block .pct{font-family:'Manrope',sans-serif; font-size:26px; font-weight:800; margin-top:6px;}
  .savings-total{
    background:var(--white);
    border:1px solid var(--line);
    border-radius:16px;
    padding:20px 22px;
    display:flex; align-items:center; justify-content:space-between;
    gap:12px;
    flex-wrap:wrap;
  }
  .savings-total .label{font-size:13.5px; color:var(--gray); font-weight:600;}
  .savings-total .value{font-family:'Manrope',sans-serif; font-size:24px; font-weight:800; color:var(--ink);}
  .savings-foot{font-size:12px; color:var(--gray); margin-top:16px; line-height:1.55;}

  /* TRUST STRIP */
  .trust{
    padding:36px 0;
    border-top:1px solid var(--line);
    border-bottom:1px solid var(--line);
    background:var(--bg-soft);
  }
  .trust .wrap{
    display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:24px;
  }
  .trust-item{display:flex; flex-direction:column;}
  .trust-item strong{font-family:'Manrope',sans-serif; font-size:26px; font-weight:800; color:var(--blue);}
  .trust-item span{font-size:13px; color:var(--gray); margin-top:4px;}

  /* HOW IT WORKS */
  section.steps{padding:100px 0 90px;}
  .section-head{max-width:600px; margin-bottom:56px;}
  .section-head .kicker{
    color:var(--blue); font-weight:700; font-size:13px;
    text-transform:uppercase; letter-spacing:0.07em; margin-bottom:12px; display:block;
  }
  .section-head h2{font-size:clamp(28px,3.4vw,38px); font-weight:800; line-height:1.18;}
  .section-head p{color:var(--gray); margin-top:14px; font-size:16px; line-height:1.65;}

  .steps-grid{
    display:grid;
    grid-template-columns:repeat(3, 1fr);
    gap:20px;
  }
  .step{
    background:var(--bg-soft);
    border:1px solid var(--line);
    border-radius:18px;
    padding:32px 26px;
  }
  .step .num{
    font-family:'Manrope',sans-serif;
    font-size:14px; font-weight:800;
    color:var(--white);
    background:var(--blue);
    width:32px; height:32px;
    display:flex; align-items:center; justify-content:center;
    border-radius:50%;
    margin-bottom:20px;
  }
  .step:nth-child(2) .num{background:var(--teal);}
  .step:nth-child(3) .num{background:var(--pink);}
  .step h3{font-size:18.5px; font-weight:800; margin-bottom:10px;}
  .step p{color:var(--gray); font-size:14.5px; line-height:1.6;}

  /* BENEFITS */
  section.benefits{padding:0 0 100px;}
  .benefits-grid{
    display:grid;
    grid-template-columns:repeat(4, 1fr);
    gap:18px;
  }
  .benefit{
    border:1px solid var(--line);
    border-radius:16px;
    padding:24px 20px;
  }
  .benefit .icon{
    width:42px; height:42px;
    border-radius:12px;
    display:flex; align-items:center; justify-content:center;
    margin-bottom:16px;
    color:var(--white);
  }
  .benefit:nth-child(1) .icon{background:var(--blue);}
  .benefit:nth-child(2) .icon{background:var(--teal);}
  .benefit:nth-child(3) .icon{background:var(--green);}
  .benefit:nth-child(4) .icon{background:var(--pink);}
  .benefit h4{font-size:15px; font-weight:800; margin-bottom:8px;}
  .benefit p{font-size:13.5px; color:var(--gray); line-height:1.55;}

  /* FAQ */
  section.faq{padding:0 0 100px;}
  .faq-list{max-width:740px;}
  .faq-item{
    border-bottom:1px solid var(--line);
    padding:22px 0;
  }
  .faq-q{
    display:flex; align-items:center; justify-content:space-between;
    cursor:pointer;
    font-weight:700; font-size:16px;
    gap:16px;
  }
  .faq-q .plus{
    font-size:20px; color:var(--blue);
    transition:transform .2s ease;
    flex-shrink:0;
  }
  .faq-item.open .plus{transform:rotate(45deg);}
  .faq-a{
    max-height:0; overflow:hidden;
    transition:max-height .25s ease;
    color:var(--gray); font-size:14.5px; line-height:1.7;
  }
  .faq-item.open .faq-a{max-height:220px; margin-top:14px;}

  /* FINAL CTA */
  section.final{
    padding:90px 0 100px;
    text-align:center;
    background:var(--bg-soft);
    color:var(--ink);
  }
  section.final .brand-logo{
    height:48px;
    margin:0 auto 32px;
  }
  section.final h2{
    color:var(--ink);
    font-size:clamp(28px,4vw,42px);
    font-weight:800;
    margin-bottom:16px;
    max-width:620px;
    margin-left:auto; margin-right:auto;
    line-height:1.15;
  }
  section.final p{color:var(--gray); max-width:480px; margin:0 auto 34px; font-size:16px;}

  footer{
    padding:32px 0;
    border-top:1px solid var(--line);
    font-size:13px; color:var(--gray);
  }
  footer .wrap{display:flex; justify-content:space-between; flex-wrap:wrap; gap:14px; align-items:center;}
  footer .brand-logo{height:30px;}

  @media (max-width: 900px){
    .hero-grid{grid-template-columns:1fr; gap:44px;}
    .steps-grid{grid-template-columns:1fr;}
    .benefits-grid{grid-template-columns:repeat(2,1fr);}
  }
  @media (max-width: 560px){
    .benefits-grid{grid-template-columns:1fr;}
    .months-row{grid-template-columns:1fr; }
    nav .wrap{height:72px;}
    .brand-logo{height:32px;}
  }